Mortgage, Equity Release, and Protection news from your Solihull-based financial advisers and planners.
We might be using summer as a helpful prompt to get you organised, because really, all of these policy extras are very important throughout the year. However, if you are like us, summer is a great motivator to get everything sorted so you can sit back and relax. This is especially true if you [...]
Summer is just around the corner, and we are looking forward to Pimm’s in the garden. A couple of clients have asked us if they can use Later Life Lending to spruce up their alfresco dining this summer? It’s a great question! We thought you might be interested to hear as well, so we’ve [...]
After some turbulent years, the UK mortgage market is showing signs of maturity and resilience. For borrowers who plan, there are genuine opportunities. As your trusted broker, we are here to help every step of the way. We’ve researched and spoken to industry professionals to give you an update ahead of summer. So, you [...]
A note from your financial adviser First, I just want to say, if you're going through this, I'm sorry. Divorce at any age is hard. But when it happens later in life, it comes with a particular kind of weight. You've built something together over decades, and now you're facing the task of unpicking [...]
Are you looking at a private medical insurance policy? We’d love to help you streamline the process. We have access to the best deals, and we can often save you money by knowing where to look. Importantly, they will suit you personally. Not just a generic policy off the web. Let’s dive into some [...]
As a later life lending broker, one of the most meaningful conversations I have with clients isn't about mortgage rates or later life lending products, it's about what comes next. Specifically, how to plan ahead so that if care is ever needed, families aren't scrambling to find answers at a stressful time. The reality [...]
Let me be straight with you. Nobody wants to think about getting seriously ill. I don't. You don't. It's the kind of conversation we'd all rather skip over, until life forces the issue. But here's the thing: I’ve known clients who've had a cancer diagnosis, a stroke, a heart attack. Real people with mortgages, [...]
Do you own a house that is sitting empty? Whether it's awaiting sale, between tenants, undergoing renovation, or simply sitting vacant during probate… this is something we should talk about. Unoccupied properties are one of the fastest-growing areas of risk we're seeing right now. Many owners don't realise they may already have a gap [...]
Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English. How much can I realistically borrow? Lenders typically offer 4–4.5x your annual income, but it's more nuanced than that. They'll look at your outgoings, debts, credit history, and income type. I'll do a thorough affordability assessment, so we know what's achievable [...]
The UK housing market is showing some fascinating twists as we move into 2026, with certain towns and regions standing out as real hotspots. While national prices aren’t skyrocketing, Rightmove’s latest figures reveal where buyers are snapping up homes fastest, and where your money might go further. Across the country, affordability is driving demand. [...]
