Mortgage, Equity Release, and Protection news from your Solihull-based financial advisers and planners.
If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that might be quietly saving other people hundreds of pounds a year. You may never have heard of it. It's called a health cash plan, and the differences between plans matter more than most people realise. That's exactly [...]
Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that arrived at exactly the moment it was needed most: after a bereavement, a cancer diagnosis, or an injury that stopped someone earning. Across the year, that added up to £7.84 billion [1]. If you've ever wondered whether [...]
For all the talk of AI tools and comparison sites reshaping financial services, the latest data on the UK mortgage market tells a different story: human advice still matters, and it matters more than ever. If you're navigating a purchase or remortgage yourself, this is exactly the kind of support we're here to offer, [...]
There's a lot of noise around Later Life Lending, headlines about rates, regulation, and market data. But behind every number is a real person making a real decision about their home and their family. The Equity Release Council keeps a case study archive [1] of stories shared by real customers through their advisers, and [...]
By now you'll have seen the news: Andy Burnham took office as Prime Minister on 20 July, becoming the UK's seventh PM in a decade. A change like this always brings a wave of questions from clients, so this month's newsletter is dedicated to cutting through the headlines and focusing on what actually affects [...]
How do you treat your insurance renewal email? It could be costing you more than you think — in some cases, twice over. Here's what's really going on, and why five minutes of checking now could save you a lot more than money down the line. The FCA's 2020 market study found that home [...]
The NHS Is Fighting Back — but the Wait Is Still Real The NHS has just had its best year on record for elective care, with waiting lists at a 3.5-year low and the number of year-long waiters almost halved. But the median wait to start treatment still sits at 11.9 weeks. Well above [...]
The UK equity release market grew by 11% in 2025, with total lending reaching £2.57 billion according to the Equity Release Council—up from £2.3 billion the year before. The average amount released by customers in the final quarter of 2025 rose by 5.7% year-on-year to £123,174. This is not a niche product for the [...]
Did you know most families are one crisis away from financial hardship? Unfortunately, there are some devastating numbers out there. A parent of children under 18 dies every 20 minutes in the UK, equating to around 127 children newly bereaved of a parent every day. We couldn’t believe these statistics, and we just wish [...]
The new June announcement from the UK Government could be one of the most significant changes to the homebuying process in England in years. If implemented as proposed, the reforms aim to tackle the biggest frustrations buyers and sellers face: long delays, failed transactions, hidden information and duplicated paperwork. What is changing? Upfront sales [...]
