As we head into the colder months, flooding might not be something you want to think about. But with new measures being developed to help homeowners understand and manage flood risk, now is a good time to check that your home and insurance are ready for winter. The new Flood Performance Certificates are designed [...]
When your Buildings & Contents insurance renewal arrives, it can be tempting to simply accept the new premium and move on. After all, who has time to spend hours comparing insurance policies? But giving us a little notice before your renewal date can be well worth it. Ideally, get in touch around a month [...]
Flooding is something you should think about when taking out home insurance. And we are seeing major changes to home insurance. If you live in an area at risk of flooding or are thinking about buying a property with flood history, have you heard of Flood Re? (Source: Flood Re) It’s a government-backed scheme [...]
Here's a statistic that doesn't quite add up at first glance: UK motor insurers paid out a record £11.9 billion in claims across 2025, and yet, for most of that year, the average premium was falling [1]. If your renewal quote didn't move the way you expected, this gap explains why. A Confusing Year [...]
How do you treat your insurance renewal email? It could be costing you more than you think — in some cases, twice over. Here's what's really going on, and why five minutes of checking now could save you a lot more than money down the line. The FCA's 2020 market study found that home [...]
The holiday season is almost here. While you're busy booking flights and planning days out, there's one thing that often gets forgotten before you head off: whether your home insurance will protect you while you're away. Spoiler alert: it might not be as watertight as you think. Here’s a quick roundup of things to [...]
We might be using summer as a helpful prompt to get you organised, because really, all of these policy extras are very important throughout the year. However, if you are like us, summer is a great motivator to get everything sorted so you can sit back and relax. This is especially true if you [...]
Do you own a house that is sitting empty? Whether it's awaiting sale, between tenants, undergoing renovation, or simply sitting vacant during probate… this is something we should talk about. Unoccupied properties are one of the fastest-growing areas of risk we're seeing right now. Many owners don't realise they may already have a gap [...]
The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory changes. While the fundamentals of protection haven’t changed, how insurers price and deliver cover for your home, car, business, and family are evolving quickly. Let’s dive in! More Personalised Pricing: Insurers continue to refine usage-based, data-driven pricing, particularly in car [...]
January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and many people are looking for ways to rebalance monthly spending. One area that often benefits from a quick check at this time of year is general insurance. Particularly, home, contents and car cover. These policies are usually [...]
