Mortgage, Equity Release, and Protection news from your Solihull-based financial advisers and planners.
It's been a tough few years for household finances, but the data coming out this summer tells a more encouraging story than the headlines might suggest. Here's what the latest figures show, and why they matter for your money. Real wages are growing again, just barely. ONS figures for the three months to March [...]
Yes, this is real. Bear with me. Right. I wasn't going to write about this. But then a client forwarded me something and I thought, no, this needs addressing. The government has launched a financial education campaign. Which, in principle, is a great idea. Long overdue, actually. Years of people parking money in cash [...]
For most of the last century, the mortgage journey followed a fairly predictable path. You bought your first home in your mid-to-late twenties, paid it off over 25 years, and entered retirement debt-free with the house as your reward for decades of hard work. That story is changing, and faster than most people realise. [...]
With NHS waits still running into months, more workers are asking their employers a simple question: can you help? Cast your mind back to the last time someone on your team was off sick for an extended period. The knock-on effect, on workload, morale, and productivity, can be significant. Now imagine if they'd been [...]
How putting your life insurance in trust could save your loved ones time, stress, and a hefty tax bill Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy and you haven't thought about how that money will actually reach your family, this is worth five minutes [...]
The holiday season is almost here. While you're busy booking flights and planning days out, there's one thing that often gets forgotten before you head off: whether your home insurance will protect you while you're away. Spoiler alert: it might not be as watertight as you think. Here’s a quick roundup of things to [...]
With so much happening in the world right now, it can be hard to know what it all means for your mortgage. We've pulled together the latest on UK interest rates, what's driving them, and, most importantly, what it could mean for you. As always, if you have any questions, we're just a message [...]
If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide suggests the answer may simply be: you're looking in the wrong postcode. Nationwide's 2026 Local Area Affordability Report reveals a Britain of stark contrasts. Where the difference between being able to buy a home and [...]
As the days get longer and activity levels rise, summer is a natural time to take stock of your health cover. With NHS waiting lists still affecting millions of patients across England, more people are turning to private medical insurance (PMI) to access faster diagnosis and treatment. If you're considering a policy, understanding how [...]
We’ve rounded up our insights on the top reasons to update your critical illness cover, income protection, and life insurance policies. Don’t forget, we are here every step of the way. Let’s dive in! Critical Illness Cover This pays a tax-free lump sum if you're diagnosed with a specified serious illness (such as cancer, [...]
