News

Mortgage, Equity Release, and Protection news from your Solihull-based financial advisers and planners.

Let’s Look at Health Insurance and Hospitals

By |2026-03-24T09:41:50+00:00March 24th, 2026|News, PMI|

In the UK, the connection between your health insurance and hospital choice depends heavily on whether you’re using the NHS, private insurance, or a mix. Here’s a clear breakdown: Private Health Insurance Coverage Insurance dictates which hospitals you can use: Most UK private health insurance plans cover treatment only at hospitals on the insurer’s [...]

2026 Insurance Update

By |2026-03-24T09:40:32+00:00March 24th, 2026|General Insurance, News|

The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory changes. While the fundamentals of protection haven’t changed, how insurers price and deliver cover for your home, car, business, and family are evolving quickly. Let’s dive in! More Personalised Pricing: Insurers continue to refine usage-based, data-driven pricing, particularly in car [...]

What Are the Most Common Reasons for Later Life Lending?

By |2026-03-24T09:38:53+00:00March 24th, 2026|Equity Release, News|

Have you heard of Later Life Lending? Also known as a lifetime mortgage, this product is designed for over-55s who need to free up cash from their property. The number one advantage is that you can stay in your own home but afford renovations, say for mobility, or take that dream holiday now you’ve [...]

Beyond Diagnosis: The Case for Financial Protection

By |2026-03-24T09:36:45+00:00March 24th, 2026|Income Protection, News, Protection|

Did you know that financial protection matters just as much as early detection of critical illness? It’s a shocking fact, but we see it all the time. We all know getting regular health checkups is important. A diagnosis like cancer or heart disease can turn your world upside down, but it doesn’t have to [...]

From First-Time Buyers to Remortgagers, What New Products Are Out There for You?

By |2026-03-24T09:31:18+00:00March 24th, 2026|Mortgages, News|

It’s a busy time for changes in the mortgage world. Are you up to date? We are seeing lots of exciting advancements for you! From help securing that first mortgage to those who are ready to remortgage this year. But don’t forget, professional advice is essential to get the most out of your policy. [...]

When Your Health Insurance Policy Is Due for Renewal – And What Happens Next

By |2026-02-11T17:34:26+00:00February 11th, 2026|News, PMI|

In the UK, most private health insurance policies renew annually, usually on the anniversary of your cover’s start date. But renewal isn’t just a formality. It’s a key opportunity to check that your policy still suits your needs, budget, and lifestyle. Do you need help with a review? Hit reply to this email, and [...]

Gifting A First-Time Buyer? Maybe Equity Release Will Help

By |2026-02-11T17:30:44+00:00February 11th, 2026|Equity Release, News|

You might have heard of equity release, but did you know it’s a practical and increasingly common way for parents or grandparents to help a first-time buyer get onto the property ladder? Particularly where savings alone aren’t enough. Which, in this market, is more and more likely. How does it work? Equity release allows [...]

Why Protecting Income Matters More Than Ever

By |2026-02-11T17:28:27+00:00February 11th, 2026|Income Protection, News|

We read something shocking recently. Recent figures show that around 40% of UK adults have less than £1,000 in savings. For many households, that would cover only a few weeks of bills. Nowhere near enough to keep up with mortgage repayments if their income stopped unexpectedly. How do your savings look? Do you think [...]

What Does the Changing Base Rates Mean for Your Mortgage In 2026?

By |2026-02-11T17:22:32+00:00February 11th, 2026|Mortgages, News|

You might have seen our emails about the Bank of England base rate, or you have been watching it very closely yourself! It’s an important one as it’s the benchmark for borrowing costs across the UK. Lenders use it as one of the inputs when pricing mortgage products. As of early 2026, the base [...]

The January Money Reset Quiz

By |2026-01-16T17:10:15+00:00January 16th, 2026|News|

Be honest, January arrives, the decorations come down… and suddenly the credit card statements arrive too. If you’re wondering where the money went (and how many mince pies you actually ate), this quick quiz is for you. There are no wrong answers. Just real life. Question 1: When you opened your January credit card [...]

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