You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and life insurance). But have you wondered what the difference is? In the world of financial planning, the terms protection and insurance often get used interchangeably, but they’re not quite the same. Here’s a quick overview, but remember, speaking with us [...]
It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break down a few changes. Here’s an overview of the current trends in mortgages, protection, insurance, and later-life lending so far: Mortgages Firstly, we are seeing lots of changes in rates and deals. Mostly thanks to declining [...]
Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend in the Cotswolds. But while you’re soaking up the sunshine, have you thought about the financial safety nets that help keep life running smoothly, no matter what? If you want true peace of mind this summer (and beyond), it’s worth making [...]
General insurance—whether it’s for your car, home, travel, or health—is a crucial financial safety net. But buying the wrong policy or overlooking key details can leave you underprotected when it matters most. To help you make a smart, informed decision, here are the top five common mistakes to avoid when purchasing general insurance. Of [...]
Trigger warning: losing a child, stillbirth Did you know Critical Illness Protection is important for the whole family? Not just the main earner? For example, we consider one heartbreaking example of why you should have a Critical Illness Policy in place for everyone in the family… Losing a child is a devastating tragedy with [...]
If you're going through a divorce or separation, updating your insurance policies is a necessary step. We understand it must be a hard time, full of emotions. Let us take the pain out of your insurance needs. If you’d like to take a read through the following and see what applies, give us a [...]
A grant of probate is sometimes needed when valuable assets, such as property and shares, are left in a will. It's a process that ensures the instructions in a will can be followed. When a family member passes away, if you're the next of kin, you need to determine whether they made a will. [...]
It’s worth taking out an Accident, Sickness and Unemployment policy (ASU) for ultimate peace of mind. What is Accident, Sickness & Unemployment insurance? This cover protects your monthly income if you fall sick, have an accident that forces you out of work or are made redundant. It is a policy that provides a monthly [...]
Critical Illness Cover is something we are passionate about. Protection is crucial to safeguard against future uncertainties. We understand this isn’t a topic you want to dwell on, so we’ve made it easier for you! You might have heard that Critical Illness Cover is too expensive or that insurers are unlikely to pay out. [...]
Part of our ‘stay safe and stay smart’ campaign naturally includes insurance. With the cost of living skyrocketing, we look at which insurance you really need, plus how to save money without facing expensive premiums. Income Protection Unfortunately, many people often avoid this one. The thought is very scary. Imagine losing your income due [...]
