Mortgage, Equity Release, and Protection news from your Solihull-based financial advisers and planners.
For many people approaching or already in retirement, your home isn’t just where you live, it’s also one of your most valuable financial assets. Whether you’re looking to top up your pension, help family members, renovate, or simply enjoy more financial freedom, accessing the equity tied up in your property can be a powerful [...]
We recently encountered an interesting real-life scenario, and we thought it would be helpful to show you how we assisted a self-employed single mum with her critical illness cover. Do you need specialised income protection, critical illness cover, or life insurance? It’s really important to ensure you are protected for your family. Let’s dive [...]
Are you looking for a new mortgage? How organised are you? Let’s go through some of the key criteria and get your chances looking nice and healthy! From first-time buyers to those remortgaging, and everything in between. Every lender has its own method to decide whether it wants to lend to you. If you [...]
It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break down a few changes. Here’s an overview of the current trends in mortgages, protection, insurance, and later-life lending so far: Mortgages Firstly, we are seeing lots of changes in rates and deals. Mostly thanks to declining [...]
Your Money, Your Safety Net Life can be unpredictable. Whether it's a sudden job loss, an illness, or a big, unexpected expense, being financially resilient means you're ready to weather the storm. The best part? A lot of these you can ‘set and forget’, meaning with a budget in place, you can enjoy your [...]
Life can be unpredictable, and depending on your line of work, if illness or injury stops you from working, your income can change overnight. That’s where income protection insurance comes in. Offering a financial safety net when you need it most. We are specialised in helping people with income protection. We’re here to help [...]
When it comes to buying insurance, whether for your car, home, health, or income, it’s tempting to focus on price. After all, who doesn’t want to save money? But while a cheaper premium may look appealing upfront, it could cost you far more in the long run. if the policy doesn’t do what you [...]
If you're planning to buy property in England or Northern Ireland, there’s some big news you should know about. As of April 1, 2025, the temporary Stamp Duty relief introduced back in 2022 has officially ended, and several major changes are now in effect. For a while, buyers enjoyed higher tax-free thresholds, which made [...]
Following on from our last article, did you know that critical illness insurance can provide an extra security net? As we previously mentioned, waiting times for elective surgery within the NHS have significantly worsened in recent years. COVID-19 had a deep and lasting impact on access to care. NHS England alone recorded over 7.5 [...]
Did you know private health insurance can provide an essential safety net? You’ll be able to access treatment faster, bypassing waiting lists. One monthly fee or an annual payment will reduce financial stress by covering the high costs of surgery, diagnostics, and hospital care. And you’ll have the choice of specialists and hospitals to [...]
