News

Mortgage, Equity Release, and Protection news from your Solihull-based financial advisers and planners.

The hidden benefits of using a broker for our protection policy

By |2025-12-05T10:06:30+00:00December 5th, 2025|Income Protection, News|

When it comes to protecting yourself and your family, choosing the right insurance can feel a bit overwhelming. There are so many options. Life cover, income protection, critical illness, and health insurance – every provider seems to promise something different. Did you know that nearly one in five adults in the UK who start [...]

How health cover is evolving, and why it matters

By |2025-12-05T10:05:09+00:00December 5th, 2025|News, PMI|

Health insurance has come a long way. Once seen as something you only used when you were unwell, today’s health cover is changing. Health insurers are moving from being “payers” – who step in only after a claim – to becoming “players” in keeping you healthy, active, and informed. Did you know that around [...]

Beyond the Basics

By |2025-11-14T16:25:46+00:00November 14th, 2025|General Insurance, News|

When it comes to health insurance, many people think only about hospital treatment, consultations, or outpatient care. But today’s providers offer far more, from everyday wellbeing support to unexpected perks that can make your life healthier, and easier. As your adviser, I want to help you understand not just what’s covered, but what value [...]

Transparency and Trust: The New Era of Later-Life

By |2025-11-14T16:24:40+00:00November 14th, 2025|Equity Release, News|

Equity release has helped thousands of UK homeowners unlock the value in their property, but it hasn’t always had a spotless reputation. Older cases – often taken out decades ago – tell cautionary tales of high interest rates, poor advice, and families shocked by how quickly the debt grew. These so-called “equity release horror [...]

Why Insurance Reviews Matter

By |2025-11-14T16:23:22+00:00November 14th, 2025|General Insurance, News, PMI|

Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As circumstances change – such as income, property value, dependents, or lifestyle – your insurance needs may shift too. A periodic review helps identify any gaps in coverage, prevent over- or under-insuring, and confirm that premiums and benefits still offer [...]

Have You Heard of the Term ‘Mortgage Prisoners’?

By |2025-10-03T09:23:32+00:00October 3rd, 2025|Equity Release, Mortgages, News|

If you’re a homeowner in the UK, you might have heard the term “mortgage prisoner” being thrown around. But what does it mean, and how could it affect you? A mortgage prisoner is someone who is up to date with their mortgage payments but is unable to switch to a more affordable deal. This [...]

Life Cover Isn’t a Nice Option to Have; It’s Essential

By |2025-10-03T09:21:02+00:00October 3rd, 2025|News, Protection|

Life is unpredictable, and the thought of what would happen to your loved ones if you were no longer around can be a source of real anxiety. Recent research highlights just how widespread these worries are across the UK. The study found that a significant number of adults often think about the financial impact [...]

When Might an Insurer Not Pay a Claim?

By |2025-10-03T09:18:35+00:00October 3rd, 2025|General Insurance, News|

We often get asked, when might an insurer not pay a claim? I understand how frustrating it can be when a claim is denied. While insurance is designed to provide financial protection, there are specific circumstances under which a claim may not be paid out. So, we’ve put together a fact sheet to help [...]

Why It Pays to Speak to a Mortgage Broker Six Months in Advance

By |2025-10-03T09:15:29+00:00October 3rd, 2025|Mortgages, News|

When it comes to buying a property or remortgaging in the UK, most people don’t think about mortgages until they’ve already found a home. Or their current deal is nearly up. But, by then, the clock is ticking, and options can be limited. Speaking to a mortgage broker around six months before you’re ready [...]

Top tips: How to Boost your Income

By |2025-09-10T15:25:33+00:00September 10th, 2025|News|

We’ve scoured the internet and swapped tips around the office to find simple (and sometimes a bit cheeky) ways to top up your income. Whether you’re after a quick win or a regular side hustle, here are some ideas to get started: Make your money work harder Cashback credit cards and stoozing tricks mean [...]

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