Mortgage, Equity Release, and Protection news from your Solihull-based financial advisers and planners.
Private Medical Insurance (PMI) can be expensive. Unfortunately, the NHS is under a great deal of strain, and some procedures and appointments have long wait times. We get honest. Here are some things to consider when taking out Private Medical Insurance. Do you have any pre-existing medical conditions? This includes health issues that you [...]
For ultimate peace of mind in an emergency, don’t forget Income Protection Insurance when buying a home. Income Protection Insurance serves as a financial safety net. If illness or injury stops you from working, this insurance provides an income. It’s usually a percentage of your pre-tax earnings, depending on how much cover you take [...]
Let’s discuss the new first-time buyers' 99% mortgage with £5k deposit by Accord Mortgages. As you might have guessed from the name, a 99% mortgage allows you to take out a mortgage with only a 1% deposit. This could be a fantastic opportunity for those struggling to buy a house. Think renters who already [...]
As you can imagine, the average cost of a wedding in the UK can vary massively! Location, venue, number of guests, and level of extravagance will influence the final figure. The average amount spent by UK couples on their wedding in 2024 comes to £20,775*. But how many guests you invite dictate averages: 50 or [...]
The NHS provides comprehensive treatment to anyone. Regardless of their ability to pay. However, with extended wait times and limitations of what's available. Private care can bridge the gap. Health insurance covers planned consultations, treatments, and operations. But you may need to watch out for creeping expenses. We explain how it works, what to [...]
Hot on the topic of weddings, we dive into another significant life event. Here's our mortgage guide for first-time buyers… Do you know the difference between a fixed and a variable mortgage? Have you heard of 'loan to value'? Are you curious about what help is available for first-time buyers? Or are you a [...]
Four in five young adults consider taking out critical illness cover (CIC) once they understand the product. But the biggest holdback is understanding CIC—or even hearing about it! CIC can help protect your family should you fall ill or need medical treatment. This cover ensures the bills are paid while putting food on the [...]
There is no hiding that weddings are expensive. Using many vendors and venues carries risks. Wedding insurance covers the run-up to the big day or the day itself. However, a change of heart or cold feet won't count. What does wedding insurance typically cover? The wedding or reception venue goes bust or cancels on [...]
Did you know you can use equity release for gifting? Also known as a lifetime mortgage, you can help your children/grandchildren have the wedding of their dreams. It may also fund your income for the year. So this could help you take time off to help the kids. Or help you plan and enjoy [...]
Are you finally ready to take that dream holiday you’ve been thinking up for years? We are here to discuss how releasing equity can help you get there. A Lifetime Mortgage allows homeowners aged 55 and over to access value. It can provide you with a lump sum or regular income. Here's our step-by-step [...]
