Mortgage, Equity Release, and Protection news from your Solihull-based financial advisers and planners.
In 2025, there is a massive remortgage opportunity. We recommend speaking to a broker six months out to see how you can get organised before your fixed-rate mortgage comes to an end. Are you one of the 1.8 million mortgage borrowers coming to the end of their fixed-rate mortgages over the next twelve months? [...]
Did you know private healthcare admissions are up, according to the Private Healthcare Information Network (PHIN)? The network said this could reflect a growing awareness of and appetite for PMI. Something, unfortunately, reflected in the long wait times on the NHS. However, the research shows that admissions paid for with PMI are mostly employer-funded [...]
A grant of probate is sometimes needed when valuable assets, such as property and shares, are left in a will. It's a process that ensures the instructions in a will can be followed. When a family member passes away, if you're the next of kin, you need to determine whether they made a will. [...]
Now the festive fun is over, are you feeling the pinch of debt? Loading up the credit card is something we see all too often. But have you thought of leveraging the equity in your property? First, we recommend having your property valued to assess how much equity you have. Post-valuation, you will have [...]
With insurance premiums increasing, it’s a great time to review your policy. Did you know that if you contact us, we may be able to find you a cheaper deal? Or even, we might be able to find you more benefits for the same fee. That’s one of the advantages of going through an [...]
A lifetime mortgage is a type of equity release. In simple terms, it’s a loan secured against the value of your home that allows you to release tax-free cash without needing to move out. You retain ownership, can still live in the property, and it doesn’t need to be repaid until you die or move into [...]
In this quick overview, we go into the reasons why everyone in the family should have income protection. Income protection is a policy that will cover you financially if you can’t work due to sickness, injury, or disability. Did you know that in an ideal world, everyone in the family will benefit from full [...]
Let’s create a bespoke health insurance policy – just for you! Did you know that using an advisor like us that you trust (rather than a comparison site) means we can offer real advice? Without all the confusing language and policies that don’t make sense. Plus, unlike a comparison website, we won’t hound you [...]
We can help you get on the property ladder. Feel free to call us today to see what we can do for you. Here are some handy tips to keep in mind! Assessing your financial readiness for homeownership An overview to evaluate your savings and credit score. Plus, create a monthly budget to determine [...]
Should you use equity release to pay off your mortgage? Are your repayments stopping you from saving more for retirement? Using the equity in the property can secure a comfortable retirement. You are essentially taking value from your house to pay off the mortgage. And if you plan on staying in the house for [...]
