News

Mortgage, Equity Release, and Protection news from your Solihull-based financial advisers and planners.

Myth busting: Conditions Brits don’t think are insurable

By |2023-11-07T11:17:23+00:00November 7th, 2023|News, PMI|

Many Brits assume certain health conditions make you uninsurable. But in reality, there are few illnesses that automatically disqualify you from getting life, health, or disability insurance in the UK. Here are some common myths: Cancer: One myth is that a cancer diagnosis makes you uninsurable. For some cases of remission, it would most [...]

Scarily good money saving tips this Halloween

By |2023-09-27T15:19:58+00:00September 27th, 2023|News|

Halloween is just around the corner, and while it's a spooktacular time for children, it can also be a frightful hit to your wallet. But fear not! With a bit of creativity and some clever planning, you can enjoy all the thrills of Halloween without breaking the bank. Here are some tips to help [...]

Burglary rises when the clocks go back: is your home at risk

By |2023-09-27T15:18:08+00:00September 27th, 2023|News, Protection|

Burglary statistics reveal a strange fact. Each time the clocks go back one hour for Daylight Saving Time (DST), the number of break-ins increases by one-third*. Most home insurance policies will cover you if your home is burgled, but there are limitations which could lead to your claim being rejected. Some of the scenarios that [...]

Case study: Lifetime mortgages

By |2023-09-27T15:16:33+00:00September 27th, 2023|Equity Release, News|

Mr and Mrs Edwards are both in their late 60s, they have their only daughter Rebecca who has a son of her own called Michael. Michael, Mr and Mrs Edwards grandson, has recently finished his degree and started full time employment as an accountant. His girlfriend has recently fallen pregnant, so Michael is desperate [...]

It could happen to you

By |2023-09-27T15:14:50+00:00September 27th, 2023|Income Protection, News|

Life is unpredictable and we never know what’s around the corner. With this in mind, have you thought about what would happen to you or your loved ones if you couldn’t work due to illness or an accident which resulted in a loss of earnings? Here’s 5 reasons why income protection is worth discussing [...]

Bank of England Base Rate: What does it mean for me and my mortgage?

By |2023-09-06T09:20:45+00:00September 6th, 2023|Mortgages, News|

On 3rd August, The Bank of England increased the base rate for the fourteenth time in a row to 5.25%. But what does that mean? And what is the effect on your mortgage? If your current mortgage deal is looking to end in the next 12 months, you have options you can explore now: [...]

Are there different types of life cover?

By |2023-09-06T09:19:24+00:00September 6th, 2023|Income Protection, News, PMI, Protection|

When it comes to securing your family's financial future, life cover is an essential consideration. Life cover, often referred to as life insurance, provides a safety net that ensures your loved ones are financially protected in the event of your passing. There are several types of life cover to choose from, each designed to [...]

Mortgage product transfer vs. remortgage

By |2023-09-06T09:16:56+00:00September 6th, 2023|Mortgages, News|

When it comes to managing your mortgage, there often comes a point where you need to make a decision that could significantly impact your financial future. Two common options that homeowners consider are mortgage product transfers and remortgages. While both choices offer unique advantages, the importance of seeking advice from a professional mortgage adviser [...]

Financial support when you really need it

By |2023-08-07T15:22:28+00:00August 7th, 2023|Income Protection, News|

A critical illness can affect anyone at any time. Critical illness cover provides a lump sum if you are diagnosed with a serious medical condition. Common conditions insurers cover under this type of protection include: Serious forms of cancer Multiple sclerosis Parkinson’s disease Heart attacks and other serious heart conditions Stroke Loss of sight, [...]

Beating the hospital waiting list

By |2023-08-07T15:21:42+00:00August 7th, 2023|News, PMI|

With a record of nearly 7.5 million on the waiting list for hospital treatment*, it’s no surprise that many are choosing to take charge by mixing private and NHS treatment. So should you join them? The surprising truth is, private healthcare might not be as out of reach as you think. But if you [...]

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