We understand that the current challenges we are all facing in light of the ongoing cost of living squeeze and the rise in interest may be causing some concerns and uncertainties, but we want to assure you that we are here to help and support you during these times. Our main goal is to [...]
Case study 1: First Time Buyer Meet John, a 28-year-old working professional who has just landed his dream job in Bedford. He has been renting a flat for the past five years and is ready to step on the property ladder. John has saved £25,000 and has a good credit score. He is looking [...]
Teaching children about money is an essential life skill that will serve them well as they grow older. It is never too early to start teaching children about money and financial responsibility. In fact, studies have shown that children who are taught about money at an early age are more likely to be financially [...]
If you're considering fixing your mortgage term, now may be a good time to do so, with mortgage rates dropping below 4% for the first time since last September. Some of the UK's biggest banks have cut rates to offer market-leading deals for borrowers looking to remortgage, with five and 10-year deals below 4%. [...]
First-time homebuyers may find it difficult to secure a mortgage due to the high cost of a deposit. However, there are several government-backed schemes available to help first-time buyers purchase a property. The Help to Buy Scheme, which was launched in 2013 and allowed first-time buyers to purchase a property with just a 5% [...]
While having bad credit can certainly make it more difficult to get a mortgage, it’s not impossible. When you have a poor credit history, you are more limited on which mortgage deals you can access, in turn this can lead to more costly options. What is bad credit? If you have ‘bad credit’, or [...]
Have you outgrown your home? Relocating to a different area? Perhaps you’re looking to downsize? No matter the reason, 2023 could be the year of the New Home for you and your family. Why would you port your mortgage? Most likely because you are tied into your current mortgage deal. This means if you [...]
It can be difficult to see the reasons we may look at Income protection as a necessary expense rather than a luxury cost. But ensuring our loved ones are cared for should the worst happen, or our financial obligations are not a concern in horrible circumstances, is a priceless expense. Income Protection is often [...]
As you’ve no doubt seen or heard in news broadcasts in recent days, the changes made to the Bank of England’s base rate, along with the Chancellor's mini-budget, has thrown curveballs to many with financial responsibilities such as mortgages. Many lenders have removed deals from the market and mortgage brokers are being faced with [...]
We hope you are well, here at The Right Broker we wanted to make contact with you to ensure you have our contact details should you need to discuss anything regarding your lending or your insurance policies and just to remind you of the importance to review your circumstances when they change Common changes [...]
