You may recall making an enquiry in the past which came through to us where you was looking to discuss whether releasing equity from your home was a suitable way to help raise some funds in your retirement. At the time we either didn’t get to speak or simply the after giving further thought the timing may not have been right.
Now that some time has passed we are finding clients either coming back to us to re-discuss their requirements or taking out lending.

We wanted to make contact as it may be that your situation has also changed, so now might be the perfect time to reconsider unlocking some of the cash tied up in your home with a lifetime mortgage.

  • Additional funds for living expenses
  • Home or garden improvements;
  • Paying off existing debts;
  • Holidays or holiday homes;
  • Gifting to family members
  • Healthcare.

Equity release provides tax-free cash or income to help support you financially throughout retirement, giving you the freedom to spend the proceeds on anything to make life more enjoyable including:

The list of uses is endless, and the choice is yours!

Releasing equity from your home is of course a big decision, which is why I’ll make sure that you before you went ahead you understand all of the benefits, all costs and any risks.

I would be delighted to arrange a meeting where I’ll talk you through the criteria and available options that apply  to your circumstances, and whether releasing equity has any impact on things such as your tax position and means-tested benefits you might receive.

It is important for me to mention that lifetime mortgage is of course a long-term commitment and that costs are involved, plus the amount that you release, will reduce the inheritance you could leave.
However it may be possible dependent on your requirements to guarantee that a share of the proceeds from the eventual sale of the property will always be paid to you or your estate.

Getting in touch

To find out if you are eligible, it would be great to  have an initial no obligation chat and answer any questions you might have before arranging an appointment with our qualified advisors.
If you are interested either please follow the link below to fill in our enquiry form  or why not give us a call on 01564 791116.  We would love to hear from you